Monthly Archives: August 2010

Death of the High Risk Pool? New Federal Program Endangers the State Plan

One area that we should be watching is the new federally sponsored PCIP health plan. PCIP is short for the Pre-Existing Condition Insurance Plan. This plan is essentially a health insurance backstop plan for those US citizens with no health insurance as a result of their medical conditions. As of 8/1/2010 this program began offering coverage. As with all well run government sponsored organizations, the program began in fine fashion. Continue reading

Posted in Health Insurance | 6 Comments

PLAN CHANGES ARE COMING!

On 10/1/2010 the new Texas health insurance plans will be rolled out by Texas health insurance providers. Specifically new insurance plans are mandated by the Health Reform Act to provide unlimited preventative care benefits paid for at 100% by the insurance firms. We analyze the price impact and make review some of the significant changes that are coming! Continue reading

Posted in Health Insurance | 12 Comments

Unintended Consequences / Children lose choices

Healthy and and sick alike will pay much more and you can bet that companies will continue to avoid the cost and risk of these policies, leading to unintended consequences and victims in the name of healthcare reform. Continue reading

Posted in Health Insurance | 7 Comments